Provide Workplace Financial Education
Low-income families benefit from financial education to help them avoid predatory lending practices, make sound investment decisions, and to plan for the future. Particularly, they need to understand the financial dynamics of foreclosures, credit repair, consumer choices, debt management, identity theft, as well as investment strategies and long-term financial planning. Studies of workplace financial education have shown that it provides benefits not only to the employee but also significantly benefits the employer as well. Financial wellness is positively correlated with worker productivity (as measured by supervisor's performance ratings) and worker health (as a function of absentee records).

The best practices of workplace financial education incorporate personal financial counseling (ideally including all household wage-earners) and "classroom style" efforts. Training should be gender-specific and culturally appropriate. It should also require some sort of employee buy-in to ensure employee interest and personal investment. Businesses should choose reputable financial education providers that are not primarily interested in promoting their own financial products.